Social Feed - Richard de Chevigny | Winnipeg's BEST Mortgage Broker

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Mortgage Dad, Peloton fan, and positivity promoter. Helping referred clients beat the bank, one mortgage strategy at a time. Book a meeting below.👇

🏡💰 Your Home Equity = Hidden Wealth! If you

🏡💰 Your Home Equity = Hidden Wealth!

If you bought your home before 2020, your equity has skyrocketed 📈💸—up 31.5%! That’s money you can put to work:

✅ Shave 1%-3% off your mortgage rate with the right strategy
🔨 Renovate your home & increase its value
🏖 Take a much-needed vacation
👵🏼 Boost your retirement savings
💳 Consolidate debt & free up cash flow

We’ve got options! Let’s chat about how to leverage your equity smartly 💡📊🏦

𝗥𝗶𝗰𝗵𝗮𝗿𝗱 𝗱𝗲 𝗖𝗵𝗲𝘃𝗶𝗴𝗻𝘆, 𝗣𝗠𝗣
🏠 CANADA'S MORTGAGE PLANNER 🏠

📧 Richard@richardd.ca
💻 www.richardd.ca
📅 Schedule a meeting at www.ChatWithRichard.ca

#ClientsComeFirst #MortgageExpert #HomeEquity #MortgageStrategy #WealthBuilding #RefinanceRight

🚀 Switching Lenders Just Got Easier! 🚀 Big

🚀 Switching Lenders Just Got Easier! 🚀

Big news for homeowners! If you’re renewing your mortgage, you may no longer need to requalify under the stress test! 🔥

✅ More lender options = Better rates 💰
✅ Easier approval process at renewal 🏡
✅ More negotiating power to get the best deal 📊

Why does this matter?
You now have MORE control over your mortgage without jumping through as many hoops. That means better rates and smarter strategies to build your wealth. 💪📈

Is it time to explore your options?
📩 DM me to find out how this affects you!

📅 www.ChatWithRichard.ca

𝗥𝗶𝗰𝗵𝗮𝗿𝗱 𝗱𝗲 𝗖𝗵𝗲𝘃𝗶𝗴𝗻𝘆, 𝗣𝗠𝗣
🏠 CANADA'S MORTGAGE PLANNER 🏠

📧 Richard@richardd.ca
💻 www.richardd.ca

#ClientsComeFirst #MortgageExpert #CanadaMortgage #PlayChessNotCheckers #BrokersAreBetter #MortgageWealth #MortgageStrategy

Break the cycle and make the choice to confront an

Break the cycle and make the choice to confront and heal the patterns we inherited. ❤️

Maximize Your Wealth with the Right Mortgage Strat

Maximize Your Wealth with the Right Mortgage Strategy! 💰🏡

Our mortgage strategies go far beyond just filling out an application. We take a deep dive into your financial position, assessing your income, debts, cash flow, equity, and even tax situation. The goal? To help you recover money you've already paid in taxes and redirect it into growing your investments or paying down your mortgage faster.

From there, we align your wealth-building strategy with your ideal retirement timeline. Unfortunately, some people have received lazy mortgage advice for too long and may struggle to catch up. Don’t let that be you!

Discover how much wealth you can create by answering just 3 simple questions at 👉 www.RenewalStrategy.ca

#MortgageStrategy #WealthBuilding #FinancialSuccess #SmartMortgage #RetirementPlanning #MortgageBroker #FinancialFreedom #InvestWisely #Homeownership #MoneyMatters #SmartInvesting #MortgageTips #TaxSavings

🚨 Don’t sign your mortgage renewal just yet!

🚨 Don’t sign your mortgage renewal just yet! 🚨

Before you commit, visit 👉 www.RenewalStrategy.ca 👈 and get your potential APR number.

You could be missing out on a 1% - 3% lower net-rate just by creating a smart mortgage renewal strategy! 💰🏡

A few minutes of research could save you thousands and turbocharge your retirement over the life of your mortgage! 📉✨

#MortgageRenewal #LowerRates #SmartMoneyMoves #FinancialFreedom #HomeOwnership #SaveMoney #MortgageSavings #DreamHome #FinanceTips #InvestWisely

🚨 Why Waiting for the "Perfect" Market Could Co

🚨 Why Waiting for the "Perfect" Market Could Cost You More 🚨

A lot of people are waiting for home prices to drop 📉 or interest rates to fall ⬇️ before buying a home… but here’s the problem:

❌ The market is never “perfect” – by the time it feels right, prices WILL be higher 🏠💰
❌ When rates drop, competition skyrockets – meaning higher bidding wars and inflated prices 🚀🔥
❌ You might be missing out on opportunities – the best time to buy is when YOU’RE financially ready, not when the news tells you to 📊💡

I get it—rates are a big concern for a lot of people. But with the right mortgage strategy, you could get rates 1% - 3% LOWER than anyone else. Let’s create a plan that works for YOU. 💪💼

📩 DM me to chat or book a call at www.ChatWithRichard.ca

𝗥𝗶𝗰𝗵𝗮𝗿𝗱 𝗱𝗲 𝗖𝗵𝗲𝘃𝗶𝗴𝗻𝘆, 𝗣𝗠𝗣
🏠 CANADA'S MORTGAGE PLANNER 🏠

#ClientsComeFirst #MortgageExpert #CanadaMortgage #PlayChessNotCheckers #BrokersAreBetter #MortgageWealth #MortgageStrategy

Instagram post 17998719074754651

Instagram post 17998719074754651

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Instagram post 18459209752068569

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Instagram post 18056656460294100

My proprietary software not only shows the True Co

My proprietary software not only shows the True Cost of several mortgage options but also integrates tax and wealth strategies so we can extrapolate how each option will affect your net-wealth over various time horizons. ✔️

Book your strategy at 📆 chatwithrichard.ca

🏡 Thinking about buying a home? You might not n

🏡 Thinking about buying a home? You might not need as much upfront as you think! 💡 Swipe through to learn more and take the next step toward homeownership. 📲✨

📞 (204) 296-5722
🌐 richardd.ca

#HomeBuying #MortgageTips #FinancialFreedom

Nobody is coming to save you. Get up. 🤍

Nobody is coming to save you. Get up. 🤍

In the spirit of love and Valentine's Day, I want

In the spirit of love and Valentine's Day, I want to be your mortgage Cupid, aiming my arrow to help you fall in love with your mortgage again. Whether you're looking to reignite the passion for your current home loan or find a new love affair with a better mortgage strategy, I'm here to make the match.

Don't let your mortgage be just a monthly payment; let it be a step towards your financial freedom and wealth-building journey.

Ready to rekindle the flame? Book a discovery call at www.richardd.ca/discovery and let's get started on a mortgage strategy that you'll love! 💘

𝗥𝗶𝗰𝗵𝗮𝗿𝗱 𝗱𝗲 𝗖𝗵𝗲𝘃𝗶𝗴𝗻𝘆, 𝗣𝗠𝗣
🏠 CANADA'S MORTGAGE PLANNER 🏠
💻 https://www.richardd.ca

#ClientsComeFirst #MortgageExpert #CanadaMortgage #PlayChessNotCheckers #BrokersAreBetter #MortgageWealth #MortgageStrategy

Common buddy... You know where the three cash depo

Common buddy... You know where the three cash deposits of $9,990 in one week came from. 👀

🚨 Don't Fall For Teaser Rates: Mortgage Strateg

🚨 Don't Fall For Teaser Rates: Mortgage Strategy is What You Need🚨

Ever see those too-good-to-be-true mortgage rates? Yeah… they usually are. Some lenders dangle “🔥 ultra-low teaser rates 🔥” knowing you probably can't get the rate anyway. Or worse—they give you a low rate wrapped in fine print so tight it could cost you 💰 THOUSANDS 💰 to break the mortgage (spoiler: sometimes the only way out is selling your house 😱).

Here’s the truth: A low rate doesn’t always mean a low-cost mortgage. A low feature mortgage can be more painful than leg day at the gym 🏋️‍♂️—and just as expensive.

💡 The real money-saver? A smart mortgage strategy that builds your wealth and sets you up for that dream retirement (yes, the one with margaritas on the beach 🍹🌴).

Let me help you play chess ♟️, not checkers, with your mortgage.

📞 Let’s talk!

𝗥𝗶𝗰𝗵𝗮𝗿𝗱 𝗱𝗲 𝗖𝗵𝗲𝘃𝗶𝗴𝗻𝘆, 𝗣𝗠𝗣
🏠 CANADA'S MORTGAGE PLANNER 🏠

☎️ 204-296-5722
📧 Richard@richardd.ca
💻 richardd.ca

Go to linktr.ee/canadamortgageplanner to set up a Discovery Call today!

#ClientsComeFirst #MortgageExpert #CanadaMortgage #PlayChessNotCheckers #BrokersAreBetter #MortgageWealth #MortgageStrategy #FinePrintFiasco #SayNoToTeaserRates

🎉 Congrats to This Month’s Win Your Mortgage

🎉 Congrats to This Month’s Win Your Mortgage Payment Contest Winner! 🏡💰

Each month, we select one lucky person to win their mortgage payment (up to $2,500)! This month’s winner is:

Gina C!

Thank you to everyone who participated! There were a total of 240 entries this month, in which EVERY REFERRAL that results in a completed discovery call earns you an entry into next month’s draw. The more referrals, the better your chances of winning!

Ready to get started? Reach out today, and let’s help someone you know with their mortgage needs!

Stay tuned for next month’s winner! Will it be YOU? 🤩

𝗥𝗶𝗰𝗵𝗮𝗿𝗱 𝗱𝗲 𝗖𝗵𝗲𝘃𝗶𝗴𝗻𝘆, 𝗣𝗠𝗣
🏠 CANADA'S MORTGAGE PLANNER 🏠

☎️ 204-296-5722
📧 Richard@richardd.ca
💻 www.richardd.ca

Go to linktr.ee/canadamortgageplanner to set up a Discovery Call today!

#ClientsComeFirst #WinYourMortgage #MortgageExpert #CanadaMortgage #BrokersAreBetter #MortgageStrategy

Can your lender explain how they're adding value t

Can your lender explain how they're adding value to your mortgage transaction without talking about lenders, communication, and getting a mortgage approved? 🤔

If not, you need a second opinion. 💯

🚨 Winnipeg Real Estate Market Update – Januar

🚨 Winnipeg Real Estate Market Update – January 2025 🚨

🏡 Market Vibes: The real estate train is still chugging along with MLS® sales up 10% over last year and total dollar volume hitting $258M (because, you know, houses aren’t getting cheaper). Meanwhile, listings are down 14%, so buyers are fighting over fewer homes like it’s the last slice of pizza. 🍕

📈 Detached Homes:
Average price: $413,247 (up 4% – congrats, sellers! 🎉)

Sales: Up 1% (steady as she goes)

Winnipeg homes hit $424,580 (up 6% but with sales down 5%)

Outside Winnipeg? Prices up 1% and sales up 11%! (Small towns are getting some love! ❤️)

🏢 Condos:
Sales jumped 12%, but prices dipped 10% (great news for buyers! 🏠💰)

Most sales in River Heights & Osborne Village – trendy spots winning again!

📊 Fun Stats:
The $375K-$399K range was the hottest market zone. 🔥
8 homes sold over $1M (one went for $1.7M – someone is living large! 💎)

West St. Paul saw a 100% increase in sales – the real estate version of a mic drop. 🎤

💡 Takeaway: Prices are climbing, sales are solid, and inventory is tight. If you’re thinking about buying or selling, now’s the time to play chess, not checkers. ♟️

𝗥𝗶𝗰𝗵𝗮𝗿𝗱 𝗱𝗲 𝗖𝗵𝗲𝘃𝗶𝗴𝗻𝘆, 𝗣𝗠𝗣
🏠 CANADA'S MORTGAGE PLANNER 🏠

☎️ 204-296-5722
📧 Richard@richardd.ca
💻 www.richardd.ca

Go to linktr.ee/canadamortgageplanner to set up a Discovery Call today!

#ClientsComeFirst #MortgageExpert #WinnipegRealEstate #PlayChessNotCheckers #BrokersAreBetter #MortgageWealth #MortgageStrategy

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