Mortgage Wealth Management

We work with your existing financial planner to integrate our mortgage strategies into your financial plan and go beyond the typical mortgage application.  Our plan eliminates the emotion from the transaction and shows you the data you need to make an educated decision and achieve your long-term goals.  The only true holistic financial plan is one which contains a strategy that encompasses the largest indebtedness of your life.

It’s important to understand, that having a strategic plan means going beyond the “mortgage rate” conversation.  Many of the mortgage products with the lowest rates are considered “Low-Frills” mortgages which are just as restrictive as they are attractive to someone who is only thinking about the current transaction.  It is often the mortgages with the lowest rates that cost you the most money in the long-term.

There are many times where we must purposefully forgo the lowest rates that we have access to because the mortgage features will restrict you from completing a vital move in the future.  Don’t play checkers with the single largest indebtedness of your life, play chess.

Ask your financial planner how they integrate a mortgage strategy into your financial plan and if they don’t, tell them to call us and we will work with them on your behalf for free.